{"id":143,"date":"2026-09-25T19:43:45","date_gmt":"2026-09-25T19:43:45","guid":{"rendered":"http:\/\/felix"},"modified":"2026-09-25T19:43:45","modified_gmt":"2026-09-25T19:43:45","password":"","slug":"como-liquidar-el-pago-de-una-tarjeta-de-credito","status":"publish","type":"docs","link":"https:\/\/aprende.dora.ec\/?docs=como-liquidar-el-pago-de-una-tarjeta-de-credito","title":{"rendered":"C\u00f3mo liquidar el pago de una tarjeta de cr\u00e9dito (Retenci\u00f3n y Comisi\u00f3n bancaria)"},"content":{"rendered":"\n<h2 class=\"wp-block-heading\">C\u00f3mo liquidar el pago de una tarjeta de cr\u00e9dito (Retenci\u00f3n y Comisi\u00f3n bancaria)<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Descripci\u00f3n:<\/strong> Este procedimiento sirve para conciliar y liquidar el pago recibido por ventas con tarjeta de cr\u00e9dito mediante un comprobante de ingreso. Permite registrar el valor bruto recaudado por tarjetas, descontar las retenciones de impuestos y las comisiones bancarias (por ejemplo, Datafast o el banco adquirente), e ingresar el valor neto l\u00edquido que el banco deposita en la cuenta de la empresa<\/p>\n\n\n\n<figure class=\"wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio\"><div class=\"wp-block-embed__wrapper\">\n<iframe loading=\"lazy\" title=\"\u00bfC\u00f3mo liquidar el pago de una tarjeta de cr\u00e9dito en Dora?\" width=\"500\" height=\"281\" src=\"https:\/\/www.youtube.com\/embed\/z_lEpoa8CGY?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe>\n<\/div><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\">Proceso<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Paso 1:<\/strong> Crear un nuevo comprobante de ingreso En el men\u00fa principal de Dora, dir\u00edgete a Ingresos. Haz clic en Nuevo comprobante de ingreso.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Paso 2:<\/strong> Completar la cabecera del ingreso Ingresa la Fecha del dep\u00f3sito o liquidaci\u00f3n. En el campo Recib\u00ed de, escribe una referencia descriptiva (por ejemplo: &#8220;Liquidaci\u00f3n tarjetas de cr\u00e9dito Diners&#8221;). Selecciona el Banco al cual ingresar\u00e1 el saldo neto dinero real depositado. Completa la Descripci\u00f3n y el N\u00famero de referencia de la liquidaci\u00f3n bancaria.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Paso 3:<\/strong> Seleccionar las tarjetas a liquidar (Pesta\u00f1a Tarjetas) Haz clic en la pesta\u00f1a Tarjetas dentro del formulario. Filtra por Lote o n\u00famero de factura para ubicar las transacciones del lote liquidado. Selecciona los registros correspondientes para sumar el valor bruto total de las ventas procesadas con tarjeta.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Paso 4:<\/strong> Registrar las retenciones de la tarjeta (Secci\u00f3n Retenci\u00f3n) Ingresa los datos de la entidad que emiti\u00f3 la retenci\u00f3n (por ejemplo, el banco adquirente). Registra el n\u00famero de comprobante de retenci\u00f3n y su n\u00famero de serie. Aplica los c\u00f3digos o porcentajes de retenci\u00f3n correspondientes tanto para el IVA como para el impuesto a la Renta sobre la base imponible.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Paso 5:<\/strong> Descontar la comisi\u00f3n bancaria (Pesta\u00f1a Cuentas por Pagar) Dir\u00edgete a la pesta\u00f1a o secci\u00f3n de Cuentas por Pagar. Selecciona al proveedor de la pasarela\/tarjeta (por ejemplo, Datafast). Registra e ingresa el valor de la comisi\u00f3n bancaria para cruzarlo contra la factura por cobrar\/pagar del servicio de la tarjeta.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Paso 6:<\/strong> Guardar y verificar el asiento contable Haz clic en el bot\u00f3n Guardar. Dora generar\u00e1 autom\u00e1ticamente el asiento contable, ejecutando los siguientes movimientos : Da de baja el saldo por cobrar de las tarjetas de cr\u00e9dito por el monto bruto. Registra las retenciones sufridas a favor de la empresa. Cruza el gasto por la comisi\u00f3n bancaria contra la cuenta del proveedor (ej. Datafast). Acredita en la cuenta bancaria de la empresa el importe l\u00edquido retenido\/depositado efectivamente<\/p>\n\n","protected":false},"excerpt":{"rendered":"<p>C\u00f3mo liquidar el pago de una tarjeta de cr\u00e9dito (Retenci\u00f3n y Comisi\u00f3n bancaria) Descripci\u00f3n: Este procedimiento sirve para conciliar y 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el pago de una tarjeta de cr\u00e9dito (Retenci\u00f3n y Comisi\u00f3n bancaria) Descripci\u00f3n: Este procedimiento sirve para conciliar y 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